So.. This Is Adulthood?

Wednesday, December 20, 2017

So apparently I'm now 21. From what I've heard, adulthood begins now.

Last Saturday I turned 21. I know right, baby face me is all grown up. (Supposedly) I spent my birthday celebrations partaking in brunch, shopping, cocktails, pizza.. more cocktails. Did I say cocktails? And of course, stuffing my face with cake. There truly is nothing better than birthday cake for breakfast, amirite?! But continuing with the point of today’s post, we’re discussing life lessons and the pressure of ‘adulting’ too soon.

Aged 15 and the thought of turning ‘21’ seemed so old. Now finally reaching the golden age, the scary thought that ‘life begins now’ has fully kicked in. Growing up in the 21st century there’s so much pressure to have your life planned out by the age of 16. Should I be concerned that at age 21 I still don’t fully know where mine is headed? I’ve changed my mind about the career direction I see myself in more times than a monkey peels a banana. The continuing expectations of young people to grow up quicker and quicker.. well it’s no wonder that children don’t particularly act like children anymore.

Although a supposed fully fledged ‘adult’ right now, despite not feeling it; when reflecting on the past 21 years, there’s a thing or two I wish someone had told me along the way. If you’re reading this under the age of 21 and have no idea where your career/life is headed (Or like me, you’re still clueless), here’s 

21 little life lessons I wish I could tell my younger self:

1. Don’t be envious or concerned by those considered ‘popular’. None of that matters past high school.

2. You will spend a lot of time trying to fit in but ironically, being successful is all about making yourself stand out.

3. It’s okay to not have your life all planned out. I still don’t - You’ll (We’ll) figure it out in the end.

4. Everything happens for a reason. Don’t dwell on things you can’t change.

5. No dream is too big.

6. Don’t be afraid to try new things. Step out of your comfort zone, you’ll find yourself becoming more confident.

7. Live with an open mind.

8. Embrace your mistakes, reflect on them positively; they are made to teach us a lesson.

9. Live by the three R's; Research, Reflect, Refresh. To progress you must learn, research within a job field/company is key. Back to point number eight, reflect on your mistakes to learn where you have gone wrong with things previously. Refresh; don't work yourself too hard. Always ensure you leave time aside for yourself, you need to refresh your mind.

10. Don't invest your time into toxic relationships.

11. Don't let the fear of looking 'stupid' hold you back from having fun.

12. Be open to trying new things, you never know where it might take you.

13. You're going to change a lot, and that's okay. Remember you're discovering yourself, not losing yourself.

14. It's a sad truth that most friendships aren't built to last forever. Those that are there for you during your darkest moments, value them.

15. Always have a plan B. And if that fails? Plan C.

16. Don't get yourself so worked up over exams. Despite what your teachers tell you, failing isn't the end of the world. Just try your best, you can't be good at everything.

17. Pursue your passions, no matter how unrealistic they seem. You don't know what the future holds until you try.

18. Never stop learning. To play an instrument, improve your photography or speak a new language; the more skills you have, the better.

19. They say your teenage years are the best years of your life. Make the most of being young before the 'adulting' actually begins.

20. Growing up is all about ballin' on a budget. You might want something but do you actually need it? Prioritise your spending.
Although sometimes...

21. Life's short, buy the t-shirt.

What do you wish you had known growing up? Let me know in the comments below!
Until next time,

Budgeting At The Most Expensive Time of Year

Monday, December 4, 2017

Christmas. Carols, cookies, cards, candy canes.
You know that other 'c' word that usually comes to mind? Cash.

Christmas. As delightful a time of the year as it can be, it's also the most expensive time of the year for many. When you've got shopping lists as long as a roll of wrapping paper, how can you possibly budget? If you're able to get on top of that list sooner rather than later, you'll be able to set yourself up for a more wallet friendly season. And with just three weeks to go, the countdown is officially on...

Workout your inevitable payouts. What bills do you have coming out of the bank each month? Then filter it down between those that are due out prior to Christmas and then those afterwards. It's important to remember not to leave yourself short for cash once the big day is over, depending on when your payday falls. This should help you to workout how much disposable income you have to 'play' with. Once you have this number, it's time to filter it down further.

The festive season isn't called 'festive' for no reason, it's of course filled with festivities. Got a friend's birthday coming up? (Mine is of course in 2 weeks, you know.. just incase you've forgotten my present but I'm sure you haven't) A trip to your local Christmas markets planned? Or of course the biggest Christmas party of them all; your works do. Whether you're old school or new school, get out your diary or the calendar on your phone and pencil in all of those important key dates. From this you can then plan a rough idea on how much 'social income' you are going to need. Take into consideration taxi fares, food, drinks and all that jazz.

Hopefully you should now have a rough outline on how much budget you have spare to purchase all of those presents. I'm a big believer in it truly is the thought that counts and usually buying (or even making) someone something a little more personal is more likely to spread that festive cheer rather than buying a gift just because it was expensive. Ever heard the phrase 'cheap and cheerful'?

And now for the old fashioned part, make a list. Whether it's your mum, auntie Jean or cousin Dave, create a list of everyone you need to buy a gift for. Stay organised and avoid the awkward death stare over the turkey from cousin Dave you forgot about. Oops.

What do you do to stay organised during the festive season? Share your tips in the comments below! And if your Christmas shopping is already complete *claps* for you - you're more prepared than Santa himself!

Until next time,

On The Gram

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